Amount of term loan shall be need based but not below Rs. 10 lakh.

For SSI units graduating out of the sector, the amount of loan shall be decided on a case to case basis.

As per the commercial lending rate of SIDBI . Presently , within band of 9.5% to 13.5%

20 per cent of the project cost for rupee term loan.

33.33 per cent of the cost of project for foreign currency term loan

1% of the loan amount

Till March 31, 2007

Not exceeding 10 years, including moratorium upto 2 years , based on the merits of the individual case.