Would be need based, but would not normally be below Rs. 10 lakh per borrower.

As may be requested to arrive at a Debt Equity Ratio of not more than 2 : 1.

May be fixed in a broad band up to 3.5% above the applicable prime lending rate

Exclusive charge over the assets acquired out of the loan; first/second charge on existing fixed assets and other collateral security as may be deemed necessary

This may vary from three to eight years with a moratorium up to one year.